We have decided to move forward with BFAS and see how things go. Our main reasoning again was that there are children already waiting for a home with the new agency. We submitted our application on Friday and hope to hear back this week. We are concerned about being approved since we do not meet the income minimums set by many adoption agencies since I am no longer working. It was not a problem for CHSFS but we will have to wait and see what guidelines BFAS has set. They said they would have to look at our debt ask well as income. In the mean time I have complied almost ALL of the dossier to send to the new agency if we are approved. We will have to wait on a refund from CHSFS first though to submit our dossier and fees. Another CHS to BFAS switcher reported that it took about a week. We are waiting though to be sure that we are approved by BFAS before we officially pull out of CHSFS. This weekend I took a day to read ALL of the new agency's Yahoo group messages from beginning to end which helped me get a better feel for the history of the agency which is very, very new in ET. With new agencies you can expect some bumps in the road but since we have been through the process once we feel we are informed enough to handle everything, ask the right questions, and advocate for any changes that may need to be made. So, if everything falls into place as planned (ha, ha...adoption joke) we could have a referral by Thanksgiving or at least by Christmas and we could feasibly travel Late February to early April.